To create a new Cash App account, download the official app from your device's app store and provide your email or phone number, legal name, date of birth, and a unique $cashtag. You must be a United States resident and at least 13 years old to create a new Cash App account, though customers aged 13 to 17 need a parent or guardian to sponsor their account. Once your account is active, you can find your Cash App account number to set up direct deposit.
Before you create a new Cash App account: Eligibility requirements
Cash App requires all account holders to be residents of the United States. Anyone 13 years or older can create an account, but customers aged 13 to 17 must have an eligible parent or guardian sponsor their account to access features. For children ages 6 to 12, a parent or legal guardian can set up a managed account where the adult controls everything through their own Cash App and the child does not access the app directly. You do not need a bank account to create a new Cash App account or to add money to your Cash balance. Cash App is a financial services platform, not an FDIC-insured bank, though your Cash App Balance and Savings Balance may qualify for FDIC pass-through insurance through partner banks if you have a Cash App Card or a sponsored account.
Step 1: Download and open the Cash App
Get the Cash App from the official Apple App Store for iOS devices or the Google Play Store for Android devices. After installation, tap the Cash App icon on your home screen or app drawer to launch the application for the first time.
Step 2: Start the sign-up process
On the welcome screen that appears when you open the app, locate and tap the button that says "Sign Up" to begin creating your account.
Step 3: Enter your phone number or email
Cash App will ask you to enter either your phone number or your email address. Choose whichever contact method you prefer and type it carefully into the provided field. This contact information is how Cash App will communicate important updates and security alerts to you.
Step 4: Verify your contact information
After entering your phone number or email, Cash App sends a confirmation code to that contact method. Check your SMS messages or email inbox for the code from Cash App, then enter that code in the app to confirm you own the phone number or email address you provided.
Step 5: Provide your legal name and date of birth
Cash App requires your legal name and date of birth as part of the account setup. Enter these personal details exactly as they appear on your government-issued identification.
Step 6: Choose your unique $cashtag
Your $cashtag is a personalized username that others use to send and receive money with you. Think of a unique name or phrase, then enter it in the field provided. Cash App will check if your chosen $cashtag is available. Your $cashtag cannot be changed once it is set, so choose one that accurately represents your identity and is easy for others to remember.
Optional next steps after creating your account
Add a debit card
You can optionally add a Visa, MasterCard, or Discover debit card to your account by entering the card number, CVV, expiration date, and zip code. Linking a card will prompt you to create a PIN for your account. Adding a card allows you to make purchases and send money directly from that card.
Understand identity verification
Identity verification becomes necessary to access certain features, such as sending or receiving more than $1,000 over a 30-day rolling period, sending or receiving more than $1,500 total, ordering a Cash App Card, or buying bitcoin or stocks. Verification typically requires your legal name, date of birth, and the last four digits of your SSN or ITIN. In some cases, Cash App may request your full SSN or ITIN, residential address, and a government-issued photo ID.
Link a bank account for transfers
While you do not need a bank account to create a Cash App account, linking one enables you to transfer money between your Cash App balance and your bank account. This is useful if you want to move funds out of Cash App or if you want to add cash to Cash App from a bank account. Some users look into the Cash App glitch method as a way to manipulate transactions, but Cash App's standard processes for sending and receiving money are designed to work reliably without such methods.
