If you're wondering "where can I load my Chime card," you can do so with cash at over 90,000 retail locations nationwide, including Walgreens, Walmart, CVS, 7-Eleven, Dollar General, Family Dollar, Circle K, and Speedway. To find a location near you and see specific fees, open the Chime app and check the cash deposit map under the "Move Money" section. For a complete breakdown of which retailers offer this service and their individual limits, see the Chime card reload store options. Before heading out, you might also want to change my chime card pin if you need a more memorable number for in-store transactions.
Where can I load my Chime card with cash?
Cash deposits are free at Walgreens and Duane Reade stores. Other retailers may charge a small fee, typically less than $5. For example, Walmart charges around $3 to $3.47, CVS charges around $4.95 to $4.99, and Family Dollar charges about $4. The Chime app can display the exact fee and minimum deposit amount for many locations before you go.
To make a cash deposit at a register:
- Bring your physical Chime Card and the cash you want to deposit to the register at a participating retailer.
- Tell the cashier you want to make a cash deposit to your Chime account.
- Some locations may require you to generate a barcode in the Chime app. To do this, go to the "Move Money" section and follow the prompts for cash deposits.
- Hand the cashier your cash and, if required, show the barcode from your phone.
- The deposit is processed in real-time, and you will receive an email notification when it is complete.
What are the cash deposit limits and rules?
You can make up to five cash deposits per day, with a maximum of $3,000 per day and $10,000 per month. The minimum cash deposit at Walgreens starts at $20; minimums and limits at other retailers may vary. Chime does not accept cash deposits at ATMs; ATMs can only be used for cash withdrawals. To check the specific limits for a location near you, open the Chime app and look at the details for that store.
How to set up direct deposit
Setting up direct deposit can allow you to get paid up to two days early. To set it up:
- Open the Chime app and go to "Move Money."
- Tap "Set up direct deposit" to find your account and routing numbers.
- You can also use this section to have a completed direct deposit form emailed to you.
- Provide your Chime account and routing numbers to your employer or benefits payer through their payroll portal or by submitting the completed form.
How to deposit a check on your phone
Mobile check deposit is available to eligible members. Activating your physical card can help you access the feature, but eligibility depends on your account history and other factors. To deposit a check:
- Open the Chime app and tap "Move," then "Deposit Check."
- Sign the back of your check. For added security, consider writing "For mobile deposit only" below your signature.
- Follow the in-app instructions to capture photos of the front and back of the check.
- Most mobile check deposits post within a few business days but can take up to five business days. Funds may be available sooner for qualifying members.
Chime sets mobile check deposit limits automatically based on risk factors like account history. Initial limits can be around $750 per check and $10,000 per month, and these may increase over time.
How to transfer money from another bank
You can move money from an external bank account to your Chime account by linking the external bank through the Chime app or by initiating an ACH transfer from your other bank. To link an external account:
- Sign into your Chime account via the app or website.
- Navigate to "Move Money" and choose "Transfer From Another Bank."
- Input your other bank's account and routing numbers to link the accounts.
- Once linked, you can initiate a transfer and specify the amount you want to move into your Chime account.
If you ever need to secure your account, you can use the app to lock chime card instantly to prevent any unauthorized transactions.
