You can load your Chime card at over 90,000 retail locations nationwide, including major partners like Walgreens, Walmart, CVS, 7-Eleven, Dollar General, Family Dollar, Circle K, and Speedway. For a complete list of supported stores and any associated fees, see the Chime card loading locations, and to see which of these offer free cash reloads, visit the Chime card reload stores. For the most convenient option, you can also add money online through direct deposit, bank transfers, or mobile check deposit.
Where can I load my Chime card?
Chime partners with nine verified retail chains where you can deposit cash directly onto your card. These are the only physical stores that accept cash deposits for Chime:
- Walgreens
- Duane Reade
- Walmart
- CVS
- 7-Eleven
- Dollar General
- Family Dollar
- Circle K
- Speedway
You can also add money online without visiting a store at all. Direct deposit, transfers from another bank account, mobile check deposit through the Chime app, and sending money via Chime's Pay Friends feature are all verified methods.
Which stores let me load cash for free?
Deposits at Walgreens and Duane Reade are completely free. This makes them the best choice if you want to avoid any extra cost when adding cash. Other retailers on the list may charge a small fee for cash deposits, so it is worth checking with the specific store before you go. You can use the Chime app to find deposit locations near you and check for specific fees or limits beforehand.
How to deposit cash at a store
The process is simple and requires only your card and cash. Follow these steps:
- Bring your physical Chime Card and the cash you want to deposit to the register at any participating store.
- Tell the cashier you want to deposit cash onto your Chime Card.
- The cashier will process the transaction, and the funds will be added to your account.
You can make up to five deposits per day across all locations. Chime does not accept cash deposits at ATMs.
Chime cash deposit limits and fees
Chime sets clear limits on how much cash you can deposit. The maximum daily deposit limit is $3,000, and the maximum monthly deposit limit is $10,000. You are also capped at five deposits per day. While deposits at Walgreens and Duane Reade are free, other retailers may charge a small fee. Always confirm the fee with the store before completing the transaction. If you need to know your exact remaining limit, you can check the Chime app.
Online ways to add money to your Chime card
If you prefer not to use cash, several online methods let you add money from home. Direct deposit is the most automatic option: you can set it up with your employer to have your paycheck sent directly to your Chime account. You can also transfer funds from a linked external bank account. For checks, use the mobile check deposit feature in the Chime app to take photos and submit them. Finally, if you know someone else with a Chime account, you can use the Pay Friends feature to instantly send and receive money. These methods avoid any store fees and are often faster than visiting a retailer.
For security, you can also lock your Chime card instantly from the app if your card is misplaced.
