You can add money to your Chime card at over 90,000 retail locations nationwide, including Walgreens, Duane Reade, Walmart, CVS, 7-Eleven, Circle K, Dollar General, Family Dollar, and Speedway. Walgreens and Duane Reade offer fee-free deposits, while other retailers may charge a small fee. Before you spend, know the Chime card withdrawal limit to avoid declined transactions at the register.
Where to add money to your Chime card
The following retail partners accept cash deposits for your Chime account. Walgreens and Duane Reade are the only fee-free options. All other listed stores may charge a small fee for the service.
- Walgreens (fee-free)
- Duane Reade (fee-free)
- Walmart
- CVS
- 7-Eleven
- Circle K
- Dollar General
- Family Dollar
- Speedway
How to deposit cash at a store
Depositing cash into your Chime account at a retail location is straightforward. Follow these steps:
- Visit a participating retail partner with your Chime card and the cash you want to deposit.
- At the register, either swipe your Chime card or scan the barcode from the Chime app, depending on what the location supports.
- Hand the cash to the cashier. The cashier will process the deposit.
- Keep the receipt until the funds appear in your account.
Fees for loading your Chime card
Walgreens and Duane Reade are the only retailers that do not charge a fee for cash deposits. Other participating retailers may charge a small fee. To see the exact fee for a specific store, check the Chime app before you go. The app will display any applicable fees for nearby locations.
Deposit limits and posting times
Cash deposits typically post to your Chime Checking Account within approximately two hours. You can make up to five cash deposits per day. The maximum cash deposit limit is $3,000 per day and $10,000 per month.
Finding deposit locations near you
To find a nearby store where you can add money to your Chime card, open the Chime app and use the map feature. It will show participating retailers in your area. The app also lets you confirm which services each location offers and whether any fees apply.
What to avoid: ATMs and unverified methods
Chime does not accept cash deposits at ATMs. Do not rely on unverified methods such as restaurant partnerships or online gift card workarounds. If you ever need to temporarily disable your card for security, you can lock your Chime card directly in the app. Stick to the verified retail partners listed above for safe and reliable deposits.
