To transfer money from Chime to Venmo instantly, you have two reliable options: add money to your Venmo balance using your linked Chime debit card, or use Chime's Pay Anyone feature to send funds directly to a Venmo debit card. Standard bank transfers between Chime and Venmo take 1-3 business days and are not instant, so these two methods are your best bet for immediate availability.
Method 1: Add money to your Venmo balance with your Chime debit card
This is the most straightforward way to move funds instantly. The money appears in your Venmo balance as soon as you complete the steps.
- Open the Venmo app and go to the "Me" tab.
- Tap "Wallet," then scroll to "Banks and Cards."
- Select "Add a bank or card" and choose "Debit Card" to enter your Chime debit card details.
- Once linked, return to the "Me" tab and tap "Manage Balance" or "Add Money."
- Choose "From a bank or debit card," enter the amount, select your linked Chime debit card, and confirm.
Funds added this way are typically available instantly in your Venmo balance. This method is free, with no fees charged by Venmo for adding money from a debit card.
Method 2: Use Chime Pay Anyone to send money to a Venmo debit card
If you prefer to send money directly from your Chime account, the Pay Anyone feature works instantly and fee-free. The recipient claims the funds using their Venmo debit card.
- Open the Chime app and select "Pay Anyone."
- Enter the recipient's email address or phone number (they do not need to be a Chime member).
- Specify the amount and send the payment.
- The recipient receives a link via email or text to claim the funds.
- They enter their Venmo debit card details to receive the money instantly.
Chime does not charge any fees for sending via Pay Anyone, and the recipient can cash out without fees. This method is ideal when you want to move money without linking your Chime card to Venmo.
Fees to expect when moving money between Chime and Venmo
Both methods described above for getting money into Venmo are free. However, fees apply when moving money out of Venmo or Chime to an external debit card. Venmo charges a 1.75% fee (minimum $0.25, maximum $25) for instant transfers from your Venmo balance to a linked bank account or eligible debit card. Chime also charges a 1.75% fee (minimum $0.25, maximum $25) for instant transfers to a linked external debit card. Standard transfers from Venmo to a linked bank account take 1-3 business days and are free.
Verify your money arrived in Venmo
After adding funds via your Chime debit card or claiming a Pay Anyone transfer, check your Venmo balance immediately. Go to the "Me" tab in the Venmo app to see your updated balance. Then tap "Activity" to view your transaction history and confirm the deposit. If you ever need to temporarily secure your Chime account, you can lock chime card from the Chime app settings to prevent unauthorized use while you verify your Venmo funds have arrived safely.
